Social Security Disability Insurance (SSDI) is different than Supplemental Security Income (SSI), because SSDI is intended to replace wages while SSI boosts those wages. Both programs do supplement the income of those who are unable to work, but they are not the same.
The main difference between the programs is that SSDI is only available to those who have paid into the system for a period of time. SSI, on the other hand, is available to those who have limited means but can’t qualify for SSDI.
People who are eligible for SSDI include those who have been working and who have earned 20 credits toward it in the last 10 years including the year leading up to injury. The ailment must be expected to last at least 12 months or to result in death.
Disabled workers automatically obtain Medicare after getting SSDI benefits for two years, which is something that may benefit you. SSDI does have a five-month waiting period, which helps make sure that the disability is, in fact, a long-term ailment. A claim can be processed more quickly, which is something to discuss with your attorney. The Social Security Administration (SSA) has the Compassionate Allowance list, which has a series of serious medical conditions that qualify for faster claims processing.
It can be difficult to understand how to obtain Social Security Disability benefits or Supplemental Security Income. Even if you have the correct forms, there’s always a potential for a denial of your claim. Your attorney can help you file, so you have the best chance of getting your claim approved.
Source: FindLaw, “What is the Difference Between SSDI and SSI?,” accessed Jan. 04, 2018
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